Privacy Policy
Effective September 22, 2026
Rybacki Insurance Agency, LLC respects your privacy. This policy explains how we collect, use, and share information when you visit our website, request insurance assistance, or communicate with our agency.
Information You Provide
We collect information you provide when requesting a quote, completing an intake form, scheduling an appointment, or contacting us. This may include your name, telephone number, email address, mailing address, dates of birth, household information, insurance needs, and information relevant to coverage eligibility.
Depending on the assistance requested, you may provide health information, prescription information, income information, or details about existing coverage. Please provide information about another person only when you have permission or authority to do so.
How We Use Information
We use information to respond to inquiries, discuss coverage options, prepare quotes, assist with applications, schedule consultations, provide policy assistance, and maintain business records. We also use website activity information to understand website use and measure advertising performance.
Submitting an inquiry does not establish insurance coverage. Coverage is subject to the issuing insurer’s application, eligibility, and policy requirements.
How We Share Information
We may share relevant information with insurance carriers and authorized service providers as needed to assist with quotes, applications, and policy servicing.
Steven Rybacki is a contracted insurance agent affiliated with USHEALTH Advisors. Products offered through this relationship include policies underwritten by Freedom Life Insurance Company of America. Insurers process information under their own privacy notices and practices.
With your permission, we may share relevant information with another licensed insurance professional to help you explore coverage options.
We also use service providers for website hosting, forms, appointment scheduling, communications, and business operations. These providers may process information to provide their services. We may disclose information when required by law or as necessary to protect legal rights and address fraud or security concerns.
Cookies, Analytics, and Advertising
Our website uses cookies and similar technologies, including Google Analytics and the Meta Pixel. These technologies may collect information such as browser and device details, IP addresses, pages visited, referring websites, and interactions with our website.
We use these tools to understand website traffic and measure advertising performance. Google and Meta may process information under their own privacy policies and may associate website activity with other information they hold.
You can manage cookies through your browser settings and advertising preferences through your Google and Meta accounts. Blocking cookies may affect some website features.
For additional information, visit:
Google Privacy Policy: https://policies.google.com/privacy
Meta Privacy Policy: https://www.facebook.com/privacy/policy/
Forms, Scheduling, and Website Chat
We use services such as Jotform and Calendly to collect information and schedule appointments. Information submitted through these services is also subject to their applicable privacy policies.
Our website’s automated chat feature provides general information. Please do not enter medical details, Social Security numbers, payment information, or other sensitive personal information in the chat. Contact our agency for instructions on providing information needed for an insurance application.
Information Security and Retention
We use password protected accounts and limit access to customer information to authorized people who need it for business purposes. No method of internet transmission or electronic storage is completely secure.
We retain information as needed to provide services, maintain required business records, meet applicable obligations, and resolve disputes. Retention periods vary depending on the information and the purpose for which it is maintained.
Your Choices and Requests
You may contact us to request access to, correction of, or deletion of personal information, or to ask questions about how it is used. We will evaluate requests under applicable law and any recordkeeping obligations. We may need to verify your identity before fulfilling a request.
You may ask us to stop promotional communications by contacting us or using an unsubscribe option provided in the communication.
Children’s Information
Our website is intended for adults seeking insurance assistance. A parent or authorized guardian may provide information about a child when requesting family coverage.
Policy Updates
We may update this policy as our services or information practices change. Updates will appear on this page with a revised effective date.
Contact Us
Rybacki Insurance Agency, LLC
110 N. College Ave., Suite 801
Tyler, TX 75702
Phone: 903-941-7282
Email: Steven@RybackiInsuranceAgency.com